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Simplify and Enjoy Podcast


May 4, 2022

Learn how you can find the best credit card rewards and travel hack so you can save significant money while enjoying a fantastic and memorable vacation!

Travel Hacks to Enjoy Your Family Vacation for Less

We typically talk about ‘responsible’ financial goals, like paying off debts, saving for emergencies, vacations and buying a house, investing for retirement, and so forth. 

Those are wonderful things to take care of, but money can also be used for fun things as well, including travel. 

Look, these past two years have been stressful for so many families and I understand that many of us would like to literally get away from it all.

TripAdvisor did a survey earlier this year to see how people plan to travel this year. They found:

  • More people are looking to travel in 2022 than pre-pandemic reported travel levels
  • Here’s the interesting takeaway: roughly 3 in 10 Americans (29%) who traveled for leisure in 2019 said it's more important now than before the pandemic to splurge on a big trip
  • 41% of Americans said that traveling to a destination they've never been to before would be more important to them now
  • The top three most important considerations, across the markets surveyed, in future travel plans to visit a destination was to get immersive by seeing new places, having new experiences and learning about history and culture.

Planning a family vacation can be a way to not just relax, but mentally recharge and reset ourselves a bit. 

We’ve changed our destinations and stayed in state for most of our trips. Yeah it was a great money saver, but we also got to rediscover and enjoy some awesome spots here in North Carolina. 

We’d love to expand our horizons this year while still keeping safe and staying on budget. 

If you’re in the same boat, I think you’ll enjoy these next two episodes. We’re going to look at how to travel hack your family vacations so you can enjoy more for less. 

Next week we’ll discuss the logistics of planning an epic vacation on the cheap. This week we’re going to dig in and see if you can really snag a deal with travel hacking and credit card rewards.

That’s why I’m happy to have Daniel Rathfelder on the show. He’s the VP of Card Services over at Coastal Credit Union. He’s going to get into how those regards card programs work and how to get the most out of them. 

In this episode we get into:

  • Finding the right reward card
  • How your credit score is affected 
  • Optimizing your credit cards to reap the rewards and not get into debt

We have a lot to cover, so let’s get started! 

Resources to Optimize Your Travel Rewards and More

Looking for ways to save on your next family getaway? Here are some fantastic resources to check out:

Don't forget to join our Thriving Families Facebook group!

Thank You to Our Sponsor Coastal!

thanks to our podcast sponsor Coastal Credit Union. If you want to live better, you have to bank better!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

As a credit union, Coastal serves its members first including an annual loyalty bonus. We've been members for years and love their service and competitive rates on checking and savings accounts!

Rollover Your 401(k) Easily with Capitalize

We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. 

Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years

And because of the Great Resignation, you or someone you know might be changing jobs even more 

It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with?

One huge benefit with an IRA is you get to choose how your money is invested, not your old employer. 

If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.  

With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf. 

Find out how and get started today

Support the Podcast!

Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it.

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and becoming financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on AppleSpotify, or Audible.
  • Buy me a cup of coffee!