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Simplify and Enjoy Podcast


Sep 21, 2022

Want to maximize your money? Find the best time in the year to buy electronics, other big purchases, and find travel deals! 

The Best Time to Buy

Even though autumn has just started, we’re taking a bit of time and looking ahead to next year. We’ve found that approaching it in smaller chunks makes it easier to manage our money and hit our family and financial goals. 

Good news -  this doesn’t mean pulling out the spreadsheets and running projections for the next five to ten years. Instead, you can build enthusiasm for planning next year’s budget by looking at things you’re excited about, such as trips, new tech, or home improvement projects. 

Because these are typically big purchases outside your regular budget, you want to start saving ahead of time to keep your cash flow smooth. You can also try to time things to have the money ready to buy when it is on sale. 

I want to help with both sides of the planning. After scouring resources like Consumer Reports, Wirecutter, NerdWallet, and more, I’ve compiled a list of the best times to buy things for the year. 

In this episode, we’ll get into:

  • Each season and month so you know when a good time to snag a deal
  • Tools that can help you get rebates or find the lowest prices
  • How to make room in your budget for those big purchases

We have a lot to cover, so let’s get started! 

Resources to to Stay on Top of Your Money

If you want to chat more about creating better money habits, questions, or share your own tips, please join us at Thriving Families on Facebook.

Thank You to Our Sponsor Coastal!

thanks to our podcast sponsor Coastal Credit Union. If you want to live better, you have to bank better!

Support for this podcast comes from Coastal Credit Union! Come check out Coastal today if you’re living in the Raleigh Durham area and looking to bank better.

As a credit union, Coastal serves its members first and foremost including an annual loyalty bonus.

We've been members for years and love their service and competitive rates on checking and savings accounts!

Rollover Your 401(k) Easily with Capitalize

We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. 

Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years

And because of the Great Resignation, you or someone you know might be changing jobs even more 

It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with?

One huge benefit of an IRA is choosing how your money is invested, not your old employer. 

If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.  

With Capitalize, they handle the process from start to finish – for FREE and yes that includes calling the 401(k) provider on your behalf. 

Find out how and get started today

Support the Podcast!

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  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
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Photo Credit: cottonbro and Sam Lion